Terms of Service

1. Acceptance of Terms

By accessing or using Yuqelo (“the Site”), you agree to be bound by these Terms of Service. If you do not agree, do not use the Site.

2. Permitted Use

Yuqelo provides free online utilities for personal and commercial use. You may use the tools for lawful purposes only. You agree not to:

• Use the Site to process, transmit, or store unlawful, infringing, or harmful content
• Attempt to disrupt, overload, or gain unauthorized access to the Site or its infrastructure
• Scrape, crawl, or automate requests to the Site in a manner that places an unreasonable load on servers
• Reverse engineer, copy, or redistribute any part of the Site’s software

3. Intellectual Property

The Yuqelo website, including its design, source code, and content, is owned by or licensed to Yuqelo. Nothing in these Terms grants you a right to use any Yuqelo trademark, logo, or branding.

You retain all rights to the content you input into the tools.

4. No Warranties

Yuqelo is provided “as is” and “as available” without warranties of any kind, express or implied. We do not warrant that the Site will be uninterrupted, error-free, or that results produced by any tool are accurate, complete, or suitable for any particular purpose.

5. Financial Tools Disclaimer

Tools including the Loan Calculator, Compound Interest Calculator, and any other financial calculators on this Site are provided for informational and illustrative purposes only. Results are mathematical estimates based on the values you enter. They do not constitute financial advice, investment advice, or a loan offer. Actual loan terms, interest rates, and investment returns depend on many factors and will vary. Consult a qualified financial professional before making financial decisions.

6. Health Tools Disclaimer

Tools including the BMI Calculator and any other health-related calculators on this Site are provided for general informational purposes only. Results are not medical advice and are not a substitute for professional medical judgment. Consult a qualified healthcare provider for medical guidance.

7. Limitation of Liability

To the maximum extent permitted by applicable law, Yuqelo and its operators shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages arising from your use of or inability to use the Site or any tool, including damages arising from reliance on results produced by the tools. Your sole remedy for dissatisfaction with the Site is to stop using it.

8. Changes to Terms

We may update these terms at any time. The date at the top of this page indicates when the terms were last revised. Continued use of the Site after a revision constitutes acceptance of the updated terms.

9. Contact

Questions? Reach us via the contact page.